Blog
The Mortgage industry in Australia has now changed forever
By: Jon Colley, Professional Lending Specialist, Loan Wize The current financial climate and uncertainty surrounding us today has created a very unique situation in Australian mortgages, which has and will change the certainty for mortgage borrowers forever, and many Australian mortgage clients don’t yet know the half of it. Once upon a time in a [...]
Read MoreHigh Time for Property Investment
With rental prices soaring in the capital cities from a major shortage of supply, and house values at levels that haven’t been so low for over five years, there are some incredible opportunities for first home owners and investors. I make no bones about being an advocate for owning property, I strongly believe that no [...]
Read MoreHomeowners Outcry to Leave Major Banks
Despite the Reserve Bank’s announcement to hold rates at 4.25 percent, the Big Four banks, the ANZ, Westpac, NAB, and Commonwealth Bank could increase their cash rates. Homeowners are in rage with this decision and 70 percent of them threat to leave their banks if there shall be any increase in the monetary policy. 72 [...]
Read More1300 Home Loans: Taking banks head on
Australia’s first mortgage broker-owned home loan brand 1300 Home Loan recently launched on the Sunshine Coast, linking brokers to a 1300 number and their geographic area. 1300 Home Loan managing director John Kolenda said more than 300 brokers attended the introductory roadshows in Sydney, Melbourne, Gold Coast, Brisbane and Sunshine Coast, and more would be held across Australia before their official launch. “We are targeting [...]
Read MoreFive Reasons to call your Mortgage Broker this Month
You already know why it makes sense to use a mortgage broker, but you may not know that our service to you does not end once you get your loan. Occasionally it’s worthwhile having a financial check up to see if there is a cheaper or better way to manage and structure your finances. Let [...]
Read MoreNegative versus Positive Gearing – What makes more cents?
Even with an uncertain economy and the possibility of interest rate rises, rental yields are still expected to continue to increase in most capital cities. As the population in these cities continues to grow, demand for housing will also increase. However with the recent economic conditions this increase in demand has not been satisfied with [...]
Read MoreFor Love of Money
Money is one of the main causes of relationship problems… or is it? Some experts say that it’s really a lack of communication and the trust behind it. Money has meaning beyond the numbers on a page or notes in your wallet. It is strongly linked to our sense of security and self worth. If you and [...]
Read MoreIncrease value of your property
Want to increase the value of your property? If you are considering selling property this spring, now is an excellent time to work on improving its appeal. Of course you don’t have to be selling your home to benefit from a good spring clean either. Tackling outstanding jobs and adding a few modern touches to [...]
Read MoreStarting Over after a Separation or Divorce
Bureau of Statistics, around a third of all marriages can be expected to end in divorce. But with a 25% rise in the number of long term de facto relationships over the past 10 years the real impact of relationship breakdowns is much higher than the statistics lead us to believe. Moving on from any [...]
Read MoreProperty Outlook – Impact of Queensland Floods
Tragedy aside, as catastrophic as the Queensland floods have been, the long term outcomes for the state and national property market can ultimately yield positive results. While many investors have remained on the sidelines in recent months, an increasing number are re-entering the market tentatively, recognising the strength of the market with the potential opportunities [...]
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