Blog
1300 Home Loans: Taking banks head on
Australia’s first mortgage broker-owned home loan brand 1300 Home Loan recently launched on the Sunshine Coast, linking brokers to a 1300 number and their geographic area. 1300 Home Loan managing director John Kolenda said more than 300 brokers attended the introductory roadshows in Sydney, Melbourne, Gold Coast, Brisbane and Sunshine Coast, and more would be held across Australia before their official launch. “We are targeting [...]
Read MoreFive Reasons to call your Mortgage Broker this Month
You already know why it makes sense to use a mortgage broker, but you may not know that our service to you does not end once you get your loan. Occasionally it’s worthwhile having a financial check up to see if there is a cheaper or better way to manage and structure your finances. Let [...]
Read MoreNegative versus Positive Gearing – What makes more cents?
Even with an uncertain economy and the possibility of interest rate rises, rental yields are still expected to continue to increase in most capital cities. As the population in these cities continues to grow, demand for housing will also increase. However with the recent economic conditions this increase in demand has not been satisfied with [...]
Read MoreFor Love of Money
Money is one of the main causes of relationship problems… or is it? Some experts say that it’s really a lack of communication and the trust behind it. Money has meaning beyond the numbers on a page or notes in your wallet. It is strongly linked to our sense of security and self worth. If you and [...]
Read MoreIncrease value of your property
Want to increase the value of your property? If you are considering selling property this spring, now is an excellent time to work on improving its appeal. Of course you don’t have to be selling your home to benefit from a good spring clean either. Tackling outstanding jobs and adding a few modern touches to [...]
Read MoreStarting Over after a Separation or Divorce
Bureau of Statistics, around a third of all marriages can be expected to end in divorce. But with a 25% rise in the number of long term de facto relationships over the past 10 years the real impact of relationship breakdowns is much higher than the statistics lead us to believe. Moving on from any [...]
Read MoreProperty Outlook – Impact of Queensland Floods
Tragedy aside, as catastrophic as the Queensland floods have been, the long term outcomes for the state and national property market can ultimately yield positive results. While many investors have remained on the sidelines in recent months, an increasing number are re-entering the market tentatively, recognising the strength of the market with the potential opportunities [...]
Read MoreIt’s Tax Time Soon!
Now is the time to start planning for the end of the financial year. This article looks at some lesser known tax and savings tips to get you thinking! Some general savings tips 1. Offset accounts save interest on your mortgage. Interest on your home loan is a non-taxable item. However, as the interest on [...]
Read MoreLet Property Fund Your Retirement
Did you know that if you wanted to retire on an annual income of $30,000 you will need approximately one million dollars* invested to generate that income? How is your super looking now? More like a quail’s egg than a nest egg? If your retirement strategy depends on the superannuation guarantee and topping it up [...]
Read MoreRBA – Friend or Foe?
The Reserve Bank of Australia (RBA) plays a key role in the management of our economy and regularly makes headlines in the press. Have you ever wondered exactly what its role is and how it makes decisions which impact all Australians and significantly mortgage holders? Reserve Bank of Australia (RBA) The RBA is Australia’s central [...]
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