The latest Edition of the Adelaide bank and REIA Housing Affordability Report has now been released and shows a further improvement in affordability with the reduction in interest rates. I have attached the report below for those interested in reviewing the information. With housing affordability now the best it has been in excess of five years, [...]
Read MoreI constantly receive feedback from Self employed clients that they refuse to contribute money into their super as they feel it is so far outside their control that they would rather forgo the tax benefits of contributing to super and just pay down their mortgage or make investments outside their super. Unfortunatley many investors feel that they have a real lack [...]
Read MoreWith rental prices soaring in the capital cities from a major shortage of supply, and house values at levels that haven’t been so low for over five years, there are some incredible opportunities for first home owners and investors. I make no bones about being an advocate for owning property, I strongly believe that no [...]
Read MoreDespite the Reserve Bank’s announcement to hold rates at 4.25 percent, the Big Four banks, the ANZ, Westpac, NAB, and Commonwealth Bank could increase their cash rates. Homeowners are in rage with this decision and 70 percent of them threat to leave their banks if there shall be any increase in the monetary policy. 72 [...]
Read MoreAustralia’s first mortgage broker-owned home loan brand 1300 Home Loan recently launched on the Sunshine Coast, linking brokers to a 1300 number and their geographic area. 1300 Home Loan managing director John Kolenda said more than 300 brokers attended the introductory roadshows in Sydney, Melbourne, Gold Coast, Brisbane and Sunshine Coast, and more would be held across Australia before their official launch. “We are targeting [...]
Read MoreBureau of Statistics, around a third of all marriages can be expected to end in divorce. But with a 25% rise in the number of long term de facto relationships over the past 10 years the real impact of relationship breakdowns is much higher than the statistics lead us to believe. Moving on from any [...]
Read MoreTragedy aside, as catastrophic as the Queensland floods have been, the long term outcomes for the state and national property market can ultimately yield positive results. While many investors have remained on the sidelines in recent months, an increasing number are re-entering the market tentatively, recognising the strength of the market with the potential opportunities [...]
Read MoreNow is the time to start planning for the end of the financial year. This article looks at some lesser known tax and savings tips to get you thinking! Some general savings tips 1. Offset accounts save interest on your mortgage. Interest on your home loan is a non-taxable item. However, as the interest on [...]
Read MoreThe Reserve Bank of Australia (RBA) plays a key role in the management of our economy and regularly makes headlines in the press. Have you ever wondered exactly what its role is and how it makes decisions which impact all Australians and significantly mortgage holders? Reserve Bank of Australia (RBA) The RBA is Australia’s central [...]
Read MoreThe cost of electricity continues to be front page news and is placing stress on household budgets. If you are feeling the heat, you are not alone. We’d like to help you identify a few key areas related to your household’s energy bill including: • how much costs have risen, • the main areas of [...]
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