• Refinance
  
  You Could Be Paying More Than You Have To!
  
  Loan Wize provides a quick, easy and obligation free service that allows you to compare your current home loan against the hundreds available from our panel of lenders.It is common for people to refinance as they can get a better interest rate, lower monthly repayments and change their loan to suit their lifestyle.Best of all, it won’t cost you anything to have a Loan Wize consultant compare loans for you- so you can start saving money now.
  
  Why refinance your home loan? You could be paying more than you need to be, as what could have been a great home or investment loan 2 to 3 years ago, may no longer be competitive. With lenders changing thier loans and improving thier offerings for new clients regularly, and not advising thier existing clients of this, there is almost always an opportunity to improve on your current loan offering. So what are the main benifits?:
  
         To take advantage of lower interest rates and fees
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•        Consolidate your Loans into one and save
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•        Switch from a variable rate to a fixed rate, or splitt your loan into both fixed and variable.

       To access Equity for Home renovations, Investments or a new car or holiday.

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  Debt Consolidation
  
  Do you have a personal loan, credit card debt or car loan? It is possible to save a considerable amount in interest payments by combining these debts with your home loan. While this can be a good idea in many cases, you should consider a couple of things first. Such as, are there any exit costs on your short-term loans, which would cancel out any benefit derived by consolidating with your home loan? You will also need to be careful not to end up paying more by spreading your repayments over a longer period of time. A Loan Wize consultant can help you to restructure your finances and discuss ways for you to obtain the savings and avoid the traps.

Refinancing Tips & Tricks

You don’t have to be buying or selling your home to move your loan.

There is no reason to wait until you sell your home or buy another property. If you are not satisfied with your current loan, why not start saving now?

Saving made as a result of lower interest rates and low or no monthly fees can be sizeable. When these savings are added to your repayments, they can cut years off your home loan and save you a considerable amount.

Consolidating your credit cards, personal loans and car loans with your home loan could save you a small fortune in interest payments, fees and charges.

Loan Wize will do the running around for you! Loan Wize consultants use their expertise and experience in the home loan market coupled with a unique computer software program that enables them to compare hundreds of loans in a matter of minutes.Our consultants will then be able to provide you with a short list of loans that are both competitive and suitable – simplifying the refinancing process for you. Call us on 07 5443 6522.